Mortgage broking Tasmania est. 2026
We're a young Tasmanian broking firm that compares 40+ lenders, translates the fine print into plain English, and fights for the rate the banks won't volunteer. Our service costs you nothing. The lender pays us, and we tell you exactly how much.
Four lanes. One job: the right loan, explained properly.
Deposits, guarantor options, the First Home Guarantee, Tasmanian stamp duty concessions. We map every scheme you qualify for before a single application goes in, so your credit file stays clean.
From 5% deposit pathwaysIf you haven't reviewed your rate in two years, you're probably paying the loyalty tax. We run your current loan against the whole panel and show you the exact dollar difference, including switching costs.
Free loan health checkInterest-only structures, equity release from your current place, and lenders who actually understand Tasmanian rental yields, from Sandy Bay apartments to Launceston townhouses.
Portfolio structuringProgress-payment loans for new builds and knock-down rebuilds. We handle the staged drawdowns and keep your builder, your lender and your valuer talking to each other.
House & land packagesDrag the sliders. No email gate, no "a broker will call you". Just maths.
Estimates only, based on principal and interest repayments. Your actual rate depends on your deposit, income and lender. That's the conversation we're here for.
No mystery. Here's exactly what happens.
30 minutes, free, no obligation. Phone, video or coffee in Hobart. We learn your situation and goals.
We compare the panel and present 2 to 3 genuine options with the trade-offs spelled out in plain English.
We prepare and lodge the application, chase the lender, and keep you updated at every stage. You sign, we sweat.
Settlement day. Then we review your loan every year, because the best rate today won't be the best rate forever.
Because getting a home loan in Tasmania shouldn't require a finance degree or a mainland call centre. We started Modern Lending after watching too many friends accept the first rate their bank offered, simply because nobody explained there was a choice.
We're young, we're local, and we're built for how people actually communicate: quick replies, video calls after work, documents you can sign from your phone. The old broking model with the leather chairs and the jargon can keep the leather chairs.
The Modern Lending team, Hobart